How to Improve Your Credit Score Before Applying for a Mortgage
Pay down credit card balances below 30% utilization and avoid opening new credit lines before applying.
Dispute any errors on your credit report at least 60 days before your mortgage application.
Dispute any errors on your credit report at least 60 days before your mortgage application.
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Should I pay off my car loan before applying?
Not necessarily — focus on overall debt-to-income ratio first.
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