25 Mar 2025
Charming Bungalow in a Quiet
25 Mar 2025
Spacious Family Haven Near Top
25 Mar 2025
Urban Loft with Industrial FlairEffective Date: [Insert Date] Last Updated: [Insert Date]
Welcome to urbanpropertee.com (the "Website", "Platform"). Please read these Terms and Conditions ("Terms") carefully before using the Website.
1.1 The Website is owned and operated by [Full Legal Company Name] ("Company", "we", "us", "our"), a company incorporated under the Companies and Allied Matters Act (CAMA) 2020, with its registered office at [Registered Address, Nigeria] and registration number [RC Number].
1.2 These Terms, together with our Privacy Policy, govern your ("User", "you", "your") access to and use of the Website, including any content, functionality, and services offered on or through it.
1.3 By accessing, browsing, or registering an account on the Website, you confirm that you have read, understood, and agree to be legally bound by these Terms and our Privacy Policy. If you do not agree, you must stop using the Website immediately.
1.4 We may amend these Terms at any time to reflect changes in the law, our services, or business practices. Where changes are material, we will provide reasonable notice (for example, by email or a notice on the Website) before they take effect. Your continued use of the Website after such changes constitutes acceptance of the updated Terms. We recommend checking this page periodically.
3.1 To use the Website or create an account, you must be at least 18 years old and capable of entering into a legally binding contract under the Nigerian Contract Law and the Child's Rights Act, as applicable.
3.2 By using the Website, you represent and warrant that all information you provide is accurate, current, and complete, and that you have the legal capacity to agree to these Terms.
4.1 urbanpropertee.com is an online property listings and information platform. We connect prospective buyers, tenants, and investors with Agents, Landlords, and Developers who list properties on the Website.
4.2 We are not a party to any transaction, tenancy agreement, sale agreement, or contract entered into between Users and Agents/Partners. We do not own, manage, broker, inspect, or guarantee any property listed on the Website, unless expressly stated otherwise for a specific service.
4.3 Listings are provided by third parties. While we take reasonable steps to encourage accurate and lawful listings, we do not independently verify the ownership, title, condition, legality, or accuracy of every Listing, price, image, or claim made by an Agent/Partner. Users are strongly advised to:
4.4 We accept no liability for losses arising from reliance on any Listing or interaction with any Agent/Partner found through the Website. See Section 12 (Limitation of Liability).
5.1 Certain features may require you to create an account. You agree to provide accurate and up-to-date registration information and to keep your login credentials confidential.
5.2 You are responsible for all activity that occurs under your account. Notify us immediately at [support email] if you suspect unauthorised use of your account.
5.3 We reserve the right to suspend or terminate accounts that provide false information, violate these Terms, or are used for fraudulent or unlawful purposes.
6.1 By registering on the Website or submitting an enquiry, you consent to receive calls, SMS, WhatsApp messages, and emails from us and, where relevant, from the Agent/Partner associated with a specific Listing, regarding your enquiry or transactions related to it.
6.2 You may opt out of marketing communications at any time by using the "unsubscribe" link in our emails or contacting us at [support email]. We will process opt-out requests within a reasonable time (not exceeding 7 business days). Note that transactional or service-related communications (e.g., account or security notices) are not covered by marketing opt-outs.
6.3 All processing of personal data collected through communications is governed by our Privacy Policy, in compliance with the Nigeria Data Protection Act, 2023 ("NDPA") and applicable regulations issued by the Nigeria Data Protection Commission.
7.1 Browsing the Website is free. Where we charge for premium features (e.g., verified listings, featured placement, subscription plans for Agents), fees will be clearly displayed before you commit to payment.
7.2 Where payments are processed through the Website, we use licensed third-party payment processors regulated by the Central Bank of Nigeria (CBN) and/or applicable card networks (Visa, Mastercard, Verve). We do not store your full card details on our servers; these are handled directly by our PCI-DSS-compliant payment partners.
7.3 Any payments made directly to Agents, Landlords, or third parties outside the Website's official payment channels (e.g., bank transfers for rent, deposits, or purchase price) are made entirely at the User's own risk. We strongly advise Users to verify an Agent's identity and, where possible, use escrow or verifiable payment channels before transferring funds for property transactions.
7.4 All fees are quoted in Nigerian Naira (₦) unless stated otherwise and are inclusive/exclusive of VAT as indicated at checkout.
8.1 All Content on the Website — including the urbanpropertee.com name, logo, design, software, and compiled data — is the property of the Company or its licensors and is protected under the Copyright Act 2022 and other applicable Nigerian and international intellectual property laws.
8.2 You may not copy, reproduce, republish, scrape, data-mine, reverse-engineer, or create derivative works from any Content without our prior written consent, except for personal, non-commercial use in the ordinary course of browsing the Website.
8.3 Listings uploaded by Agents/Partners remain their intellectual property, but by posting them, the Agent/Partner grants us a non-exclusive, royalty-free, worldwide licence to display, reproduce, and distribute such Content on the Website and in related marketing.
You agree that you will not:
a. Post or upload any Listing, image, or content that is false, misleading, fraudulent, defamatory, obscene, or infringes the rights of any third party; b. Impersonate any person or entity, or misrepresent your affiliation with any person or entity; c. Use automated tools (bots, scrapers, crawlers) to access, copy, or extract data from the Website without our prior written permission; d. Attempt to probe, scan, or test the vulnerability of the Website, or interfere with its security, servers, or networks; e. Upload any file containing viruses, malware, or other harmful code; f. Use the Website for any unlawful purpose, including money laundering, fraud, or circumventing any applicable law (including the Money Laundering (Prevention and Prohibition) Act 2022, where relevant to property transactions); g. Collect or harvest personal data of other Users without consent; h. Violate any applicable Nigerian law, including but not limited to the Cybercrimes (Prohibition, Prevention, etc.) Act 2015 (as amended).
We reserve the right to remove any Content that violates these Terms and to suspend or terminate the accounts of Users who breach this Section, at our sole discretion and without prior notice where urgency requires.
10.1 The Website may contain links to third-party websites or services (e.g., mortgage providers, surveyors, payment gateways). We do not control and are not responsible for the content, accuracy, or practices of these third parties.
10.2 Interactions with Agents/Partners listed on the Website are strictly between you and that Agent/Partner. We are not responsible for verifying the professional credentials, licensing, or conduct of any Agent, although we may implement verification badges or checks as an added (non-guaranteed) service feature.
11.1 The Website and all Content are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, completeness, merchantability, fitness for a particular purpose, or non-infringement.
11.2 We do not warrant that the Website will be uninterrupted, secure, or error-free, or that any defects will be corrected.
11.3 We make no representation as to the current availability, pricing accuracy, or legal status of any property listed, all of which are subject to change without notice by the listing Agent/Partner.
12.1 To the fullest extent permitted under Nigerian law, the Company, its directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, goodwill, or financial loss, arising from:
a. Your use of, or inability to use, the Website; b. Any transaction or dispute with an Agent/Partner or another User; c. Reliance on any Listing, valuation, or information published on the Website; d. Unauthorised access to or alteration of your data.
12.2 Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited under Nigerian law, including liability for fraud or wilful misconduct.
12.3 Where liability cannot be excluded, our total aggregate liability to you for any claim arising from your use of the Website shall not exceed the total fees (if any) paid by you to the Company in the twelve (12) months preceding the claim.
You agree to indemnify and hold harmless the Company, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or connected with: (a) your breach of these Terms; (b) your violation of any law or third-party right; or (c) your use or misuse of the Website.
14.1 We may suspend or terminate your access to the Website, in whole or in part, at any time and without prior notice, if we reasonably believe you have violated these Terms or applicable law.
14.2 You may stop using the Website and, where applicable, request account deletion at any time by contacting [support email], subject to our data retention obligations under the NDPA.
14.3 Sections 8 (Intellectual Property), 12 (Limitation of Liability), 13 (Indemnification), 15 (Governing Law), and any other provision which by its nature should survive, will remain in effect after termination.
15.1 These Terms are governed by and construed in accordance with the laws of the Federal Republic of Nigeria.
15.2 The parties shall first attempt to resolve any dispute arising out of or relating to these Terms through good-faith negotiation.
15.3 Where a dispute cannot be resolved amicably within thirty (30) days, it shall be referred to arbitration in accordance with the Arbitration and Mediation Act 2023, seated in [Lagos/Abuja/Port Harcourt — insert preferred city], Nigeria, conducted in English, before a single arbitrator.
15.4 Subject to 15.3, the courts of [insert State], Nigeria shall have exclusive jurisdiction over any matters not subject to arbitration.
15.5 Nothing in this Section prevents either party from seeking injunctive or equitable relief from a court of competent jurisdiction where necessary to protect its rights.
We are committed to fair dealing in accordance with the Federal Competition and Consumer Protection Act (FCCPA) 2018. Users have the right to accurate information, fair contract terms, and a channel for complaints. Complaints may be directed to [support email / phone], and unresolved consumer complaints may be escalated to the Federal Competition and Consumer Protection Commission (FCCPC).
Our collection, use, storage, and protection of your personal data is described in full in our Privacy Policy, which is prepared in compliance with the Nigeria Data Protection Act, 2023. By using the Website, you consent to the data practices described therein.
We shall not be liable for any failure or delay in performance resulting from causes beyond our reasonable control, including natural disasters, government action, internet or power outages, or civil unrest.
If any provision of these Terms is held to be invalid or unenforceable by a court or arbitral tribunal of competent jurisdiction, that provision shall be severed, and the remaining provisions shall continue in full force and effect.
These Terms, together with our Privacy Policy and any additional terms referenced herein, constitute the entire agreement between you and the Company regarding your use of the Website, superseding any prior agreements.
If you have any questions about these Terms, please contact us at:
urbanpropertee.com [Registered Company Name] [Registered Address, Nigeria] Email: [support email] Phone: [support phone]